Ifeanyi Onubogu

Ifeanyi Onubogu

Founder & CEO

Licensed financial advisor, economist, and software developer. Founder of Waltoria, dedicated to making financial planning accessible and transparent for families and businesses through AI-enhanced analysis.

7

Articles

7

Topics

Credentials & Licenses

Life and Health Insurance License
Series 7 (Previously Held)
Series 63 (Previously Held)

Areas of Expertise

Financial Planning
Life Insurance
Disability Insurance
Business Insurance
Retirement Planning
Economics
AI in Financial Services

Articles by Ifeanyi Onubogu

Nebraska Small Business Funding Programs
Finance
Featured

Nebraska Small Business Funding Programs

Updated December 2025: Nebraska offers funding programs for small businesses, but several have changed. The Small Business Assistance Act (SBAA) has been repealed, and Business Innovation Act programs are paused. Active programs include ImagiNE Nebraska Act tax credits, SSBCI loans and investments, Seed Investment Program, Microenterprise assistance, and all SBA loan programs. Use SourceLink Nebraska to find the right resources for your business.

Ifeanyi Onubogu
Ifeanyi OnuboguDecember 20, 2025

8 min read

🛡️ Your Health Insurance Game Plan: A Clear Guide for Small Business Owners with Fewer Than 50 Employees
Finance
Featured

🛡️ Your Health Insurance Game Plan: A Clear Guide for Small Business Owners with Fewer Than 50 Employees

Running a small business means making smart decisions—not just for your growth, but for your health too. This guide breaks down the top health insurance options available to business owners with fewer than 50 employees, including ACA Marketplace plans, QSEHRA, ICHRA, and SHOP plans. Learn how each choice impacts your taxes, supports your team, and protects your income. Whether you're solo or scaling, discover how to build a health insurance strategy that fits your business—without the overwhelm.

Ifeanyi Onubogu
Ifeanyi OnuboguApril 22, 2025

3 min read

Understanding Key Person Insurance: Protecting Your Business's Future
Finance

Understanding Key Person Insurance: Protecting Your Business's Future

Key Person Insurance is essential for businesses that rely on a few critical team members. This insurance provides financial protection if a key person passes away or becomes disabled, helping to ensure business continuity and stability. Learn how it works, who should consider it, and the different types of coverage available to safeguard your business’s future.

Ifeanyi Onubogu
Ifeanyi OnuboguSeptember 5, 2024

4 min read

How to Access Capital for Business Growth: A Guide for Entrepreneurs
Finance
Featured

How to Access Capital for Business Growth: A Guide for Entrepreneurs

Accessing capital is crucial for business growth, but navigating the various options can be challenging. This guide explores self-funding, bank loans, SBA loans, angel investors, crowdfunding, grants, and trade credit, providing entrepreneurs with a comprehensive overview to help choose the best strategy for their unique needs.

Ifeanyi Onubogu
Ifeanyi OnuboguSeptember 5, 2024

4 min read

 How Disability Insurance Can Safeguard Your Business in Times of Crisis
Finance

How Disability Insurance Can Safeguard Your Business in Times of Crisis

Disability insurance is crucial for business owners, providing financial protection if you become unable to work due to illness or injury. It helps cover personal and business expenses, maintain operations, and protect your business's future. Learn how different types of disability insurance can safeguard your business during times of crisis and ensure continuity even when unexpected events occur.

Ifeanyi Onubogu
Ifeanyi OnuboguSeptember 5, 2024

4 min read

Life Insurance for Business Owners: A Crucial Component of Your Financial Plan
Finance

Life Insurance for Business Owners: A Crucial Component of Your Financial Plan

Life insurance is a critical tool for business owners, providing financial protection that extends beyond personal coverage. It safeguards your business, supports debt repayment, ensures continuity through key person protection, and facilitates succession planning. Learn how different types of life insurance policies can help protect your business, family, and legacy.

Ifeanyi Onubogu
Ifeanyi OnuboguSeptember 5, 2024

4 min read

Top 5 Financial Strategies Every Small Business Owner Should Know
Finance

Top 5 Financial Strategies Every Small Business Owner Should Know

Managing finances effectively is crucial for small business success. This blog post outlines the top five financial strategies every small business owner should know: maintaining a strong cash flow, separating personal and business finances, investing in the right insurance, building an emergency fund, and planning for retirement and succession. These strategies help ensure long-term stability and growth.

Ifeanyi Onubogu
Ifeanyi OnuboguSeptember 5, 2024

3 min read

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